As a college grad, you’re going to be faced with hideous loan payments about 6 months after graduation (unless you’re blessed and have wonderful parents who can pay for your college). So if you’re like me and can’t resist shopping and buying Starbucks AND need to pay for school, you might need some reminding that loans are approaching. Hence, the money jar. I’m a firm believer in “Out of sight, out of mind.” I need something visual to stimulate and motivate me. So, I made a quick trip to Joann Fabrics and bought materials. Here’s what you’ll need:
1. Mason jar (3$)
2. 1 piece of scrapbook paper (1$)
3. Letter stickers (1$)
Now the rest is simple! Cut a strip of scrapbook paper, about 3-4 inches tall. Feel free to use decorative scissors to make a funky edge! Place your message using your stickers BEFORE applying it to the jar. This way, the stickers won’t come out crooked. Add cute details like ribbons, rhinestones, and studs! This is a the fun part, so go all out! Next, simply wrap the strip around the jar and secure it with tape. Finally, remove the inner top of the mason jar, leaving it open. Now, place it in an area you walk by everyday, and every time you find spare change or have a couple extra dollars, drop it into the jar! Try saving a specific amount from each weekly paycheck and promise yourself that whatever amount is in that jar, it CANNOT be touched.
What’s great about this simple and affordable DIY, is that you don’t have to use it for just loans. Need motivation for weight loss? Label the jar “new wardrobe” for when you reach your goal! Want to splurge on new fall boots? Tape a picture of them onto the jar! It seems silly, but seeing something that will remind you to save daily will truly help in the long run. And remember, every penny counts!